Welcome to Welcome Wonderings

Privacy Policy


Welcomewanderings.com, a subsidiary of Wise Guys, LLC, and its affiliates (collectively, “Welcomewanderings.com”, "Wise Guys", "us", "we", or "our") are committed to maintaining your confidence and trust as it relates to the privacy and usage of your information. Please read below and learn how we collect, protect, share, and use your information as part of our technology platforms, and all of our products and services.

This privacy policy is hereby incorporated by reference into the Welcomewanderings.com Terms of Use and End User Agreement (the “Agreement”) and applies to http://www.welcomewanderings.com and all websites owned and operated by Wise Guys on which this privacy policy is displayed (such websites referred to hereafter as the "Site", whether individually or collectively) as well as the overall operation of the Wise Guys Business. The “Wise Guys Business” includes, but is not necessarily limited to, the business conducted on the Site and through the following entities, divisions, or brands Wise Guys, LLC, and Welcomewanderings.com.

1. Information We Collect:
a. Personally Identifiable Information: We collect personally identifiable information that can identify you such as your name, address, telephone number, mobile number, email address, and Social Security Number (collectively, "Personally Identifiable Information" or "PII"). PII could also be information you are authorized to provide on others, such as co-borrowers.

b. Non-Personally Identifiable Information: We also collect information such as demographic data, data about your online activity, and other information which could not be used to identify you (collectively, "Non-Personally Identifiable Information" or "NPII").

c. Information: PII and NPII are known together as "Information".

2. How We Collect Information:
a. Information provided by you: Information is collected from you when you enter information in connection with an inquiry into our services. This Information could be provided via an online form, over the phone, or via other means in which you interact with our services.

b. Information from service providers: Information is collected from third party service providers, such as credit bureaus and service providers who may have data on your financial profile, home, or other demographic information.

c. Information from cookies and other tracking technologies: Like many websites, we use cookies, web beacons, and similar technologies to record your preferences, track the use of our Site and collect Information. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other Information we collect about you. You may choose to set your web browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of our Site may not function properly.
d. Web Beacons: We may also use a technology called web beacons to collect general information about your use of the Site and your use of special promotions or newsletters. The information we collect by web beacons allows us to statistically monitor the number of people who open our emails. Web beacons also help us understand the behavior of our customers and visitors.

e. Google Ad and Content Network Privacy Policy: Third-party vendors, including Google, use cookies to serve ads based on a user’s past visits to our website. Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet. Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting http://www.aboutads.info/choices/

f. Google Analytics Privacy Policy: Our Site uses Google Analytics to collect information about the use of our site. Google Analytics collects information such as how often users visit our Site, what pages they visit, and what other sites they used prior to coming to our Site. We use the information we get from Google Analytics to improve our Site. Google Analytics collects only the IP address assigned to you on the date you visit our Site, not your name or other identifying information. We do not combine the information collected using Google Analytics with PII. Although Google Analytics plants a permanent cookie on your web browser to identify you as a unique user the next time you visit our site, the cookie cannot be used by anyone but Google. You can prevent Google Analytics from using your information by opting out at this link: https://tools.google.com/dlpage/gaoptout

g. Google Remarketing: Our Site uses Google’s remarketing advertising service to show our ads on websites across the Internet. With remarketing you may see ads for our products you have previously looked at. As an example, suppose you visit a website that sells computers, but you do not buy a computer on your first visit to that website. The website’s owner might like to encourage you to revisit his site and buy a computer by showing you his ads again on other websites that you visit. For this to happen Google will read a cookie that is already in your browser. You can opt out of Google’s remarketing at this link: https://support.google.com/ads/answer/2662922?hl=en

h. Facebook Remarketing: Our Site uses Facebook’s remarketing advertising service. With remarketing you may see ads for our products which you have previously looked at when you use Facebook. For this to happen Facebook uses a Custom Audience Pixel that is activated when a visitor lands on a webpage and a unique “cookie” is placed in their browser. To opt out of Facebook remarketing visit: https://www.facebook.com/help/568137493302217

3. How We Use Your Information:
We may use Information to:
i. Deliver the products and services you requested
ii. Improve customer service
iii. Improve our Site
iv. Personalize your user experience
v. Communicate with you about products or services that may be of interest to you
vi. Manage our business

4. Who Do We Share Your Information With:
a. Wise Guys Business: We may share your Information with the Wise Guys Business.

b. Network Partners: In submitting an inquiry for a loan product or other service provided through this website, you agree that Wise Guys may share your Information with lenders and other third parties which provide services to our consumers (including, for example, real estate agents or debt relief companies) in our network (collectively, "Network Partners") to deliver the products and services your requested. PLEASE NOTE: the Network Partners with which you are matched may retain or use your Information whether or not you use their services. You should contact these Network Partners directly concerning their privacy and information sharing practices.

c. Wise Guys Vendors: We may share your Information with vendors that perform certain services on our behalf ("Wise Guys Vendors") including, but not limited to, credit bureaus, marketing partners, or entities providing business analysis and/or website or product support.

d. Other Situations: We may also disclose your information at our sole discretion:
i. In response to a subpoena or similar investigative demand, a court order, a request for cooperation from a law enforcement agency, self-regulatory body, or other governmental agency; to establish or exercise our legal rights; to defend against legal claims; or as we reasonably believe is required by law. In such cases, we may raise or waive any legal objection or right available to us.
ii. When we believe disclosure is appropriate in order to investigate, prevent, or take action regarding actual or suspected illegal activity or other wrongdoing; to protect and defend the rights, property, or safety of the Wise Guys Business, our users, our employees, or others; or to enforce our Site's terms and conditions or other agreements or policies.
iii. In connection with a substantial corporate transaction involving the Wise Guys Business, such as a sale of Wise Guys or any entity, brand or division thereof, a divestiture, merger, consolidation, asset sale, or bankruptcy.
iv. In connection with state and/or federal licensing requirements regarding the reporting of Information contained in the loan inquiries we receive from you. You authorize Wise Guys to obtain any and all required information from the Network Partners you were matched with in order for Wise Guys to comply with current laws and regulations as well as with any requests from state or federal regulators. This information could include, but is not necessarily limited to, the loan you selected and the terms of the loan you selected.
v. We may share Non-Personally Identifiable Information with third parties in our discretion.

5. Unsubscribe:
a. Unsubscribe: If at any time you do not wish to receive communications from the Wise Guys Business, you may email wiseguyswy@gmail.com to unsubscribe. There may be an unsubscribe link at the bottom of emails sent from the Wise Guys Business.

b. Advertising on third party sites: We may use third-party tracking technology. This technology allows targeted advertisements to you from Wise Guys Business. Some of these advertising companies may be networks that are members of the Network Advertising Initiative which offers a single location to opt out of ad targeting from member companies. The opt-out is available at http://optout.networkadvertising.org/#!/

6. Updating and Accessing Your Information:
a. The appropriate method(s) for accessing your Information, if any, will depend on which Site or services you have used. Depending on the respective Site or service, you may have the ability to view or edit some of your Information online. If you have submitted a loan request with a Wise Guys Business, you can update your personal information by contacting our Customer Care Department at wiseguyswy@gmail.com. Our address is 5830 East 2nd St #92419 Casper,WY 82609.

7. How We Protect Your Information:
a. We take industry standard security measures (including physical, electronic, and procedural measures) to help safeguard your Information from unauthorized access and disclosure. We also require employees to comply with information security safeguards, we use encryption in the transmission of your Information between your system and ours, and we use firewalls and other intrusion detection and prevention controls to help prevent unauthorized persona from gaining access to your Information.

b. No system can be completely secure. Therefore, although we take steps to secure your Information, we cannot guarantee that your Information, searches, or other communication will always remain secure.

8. Changes to this Privacy Policy:
Wise Guys has the discretion to update this privacy policy at any time, with or without prior notice. When we do, we will revise the date at the bottom of this page. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the Information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

9. Visiting our Websites From Outside the United States:
The Site is governed by the laws of the United States, and is intended for the enjoyment of residents of the United States only. We make no representation that the Site is governed by or operated in accordance with the laws of any other nation. As such, we do not make any warranty or claims concerning whether the Site may be accessed, viewed, or used outside the United States. Each user acknowledges and agrees that all use of the Site from outside the United States is done solely at the risk of the user. Whether inside or outside the United States, each user is solely responsible for ensuring compliance with the laws of the user’s specific jurisdiction.

10. Compliance with Children's Online Privacy Protection Rule:
a. We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her PII without the parent/guardian's consent. If we become aware that we have unknowingly collected PII from a child under the age of 13, we will make all commercially reasonable efforts to delete such information from our records.

11. How to Contact Us:
a. If you have any questions about this privacy policy, the practices of any Wise Guys Business, or your dealings with a Wise Guys Business, please contact us at:

Wise Guys, LLC
5830 East 2nd St #92419
Casper,WY 82609



Last Updated: October 20, 2020

About Us

At Welcome Wonderings, we want to promote an enriching lifestyle of traveling. We believe everyone should experience the wonders of the world and we provide articles to help guide you along your adventures.

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